Buyers
Everything under a roof!
Always remember its a Partnership...
Purchasing a home is one of the biggest decisions you'll ever make, therefore; it's important to be an informed buyer. Our team will make the following commitment to you:
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No high pressure tactics - You will have the facts to help you make an informed decision, ensuring that you will make a Sound Investment for Your Future.
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The Best Price and Finance program given today's market and your Personal Needs.
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Assist you in all your professional & mandatory inspections, & review all quotes.
- Education regarding laws and regulation pertaining to your Real Estate Purchase.
For a detailed information please download the Buyers Report Below. You can also sign up to receive email updates of all the new listings that meet your INDIVIDUAL search criteria. Thank you!
We're still here with continued success! Our philosophy, simple, treat your "Bottom Line" as our own. We offer a variety of programs so that your purchase may be customized to suit your needs; location, style, pricing, & time frames. Please understand, with the new lender & banking laws constantly changing, we will BE THERE to assist you in making a informed decision. In today's market. It pays to Be Smart. & You'll Pay if You're Not.
- Unique Rehab Programs
- USDA-100% Down
- Lower credit score programs
- Hope Program
- FHA - FHA Foreclosures move in for a $100.
- Conventional 5% Down
Not ready to Buy?
We Do Rentals, Lease Purchases & Less than Perfect Credit Programs Available.
Adjustable - An Adjustable Rate Mortgage, or ARM, is a type of mortgage in which the interest rate is adjusted up or down, in accordance with current interest rate levels. The interest rates are tied to an economic index outside of your banks control, such as the Treasury bill rate. Your monthly principal and interest payment will fluctuate with these rate changes. Initially payments will be less than with a fixed mortgage, making this type of mortgage attractive to short-term buyers. Note: Inquire on the "cap", or maximum interest level your mortgage can reach, since it is possible for rates to raise significantly during the term of your mortgage.
Fixed - A fixed rate mortgage, on the other hand, uses both a fixed term (length of time) and fixed interest rate. At the start of the mortgage the rate and term are determined, and as a result the monthly amount for principal and interest payments remain constant for the duration of the mortgage. Fixed rate loans are more attractive to home buyers who plan on spending a long time in their home, or expect no major change in income.
Assumable - Sometimes homebuyers can find a loan which is "assumable." With an assumable loan, the current sellers lender is willing to transfer the existing loan to you, either at the previous interest rate or the current interest rate. Assumable loans are attractive to buyers because they usually require less paper work and less time.
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